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Term Life Insurance Glossary
Accidental Death Benefit:
An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means. It cost extra to get this benefit, and u...
Read More of this ArticleDisability Statistics
Disability Statistics
Disability can happen to anyone, it's more common than you think.
There are over 51 million Americans that are classified as disabled, representing 18 percent of the popula...
Read More of this ArticleMedigap Policies
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care...
Read More of this ArticleIntroduction to Long-Term Care
Long Term Care Insurance
What is Long Term Care
Long Term Care is the assistance individuals need when they are unable to care for themselves and need help with Activities of Daily Living (ADLs) - b...
Read More of this ArticleSmarter Decisions
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